The M-Pesa PayBill service remains a pivotal tool for businesses and individuals in Kenya, enabling seamless cash collection and payment transactions. It has revolutionized service payments with its efficiency and reliability. Below are the updated M-Pesa Paybill transaction charges for 2025, ensuring users have clarity on the costs associated with using this essential service.
Updated M-Pesa Paybill Charges (2025-2026)
| Amount (KSH) | Charges (KSH) |
|---|---|
| 1 – 49 | 0 |
| 50 – 100 | 0 |
| 101 – 500 | 5 |
| 501 – 1,000 | 10 |
| 1,001 – 1,500 | 15 |
| 1,501 – 2,500 | 20 |
| 2,501 – 3,500 | 25 |
| 3,501 – 5,000 | 34 |
| 5,001 – 7,500 | 42 |
| 7,501 – 10,000 | 48 |
| 10,001 – 15,000 | 57 |
| 15,001 – 20,000 | 62 |
| 20,001 – 25,000 | 67 |
| 25,001 – 30,000 | 72 |
| 30,001 – 35,000 | 83 |
| 35,001 – 40,000 | 99 |
| 40,001 – 45,000 | 103 |
| 45,001 – 50,000 | 108 |
| 50,001 – 70,000 | 108 |
| 70,001 – 250,000 | 108 |
Key Highlights
- Low-Value Transactions Are Free
Payments below KSH 100 incur no transaction fees, promoting inclusivity and easing low-value transactions. - Flat Fee for High-Value Transactions
Transactions above KSH 50,000 attract a flat charge of KSH 108, ensuring affordability for larger payments. - Wide Range of Usability
PayBill services are tailored to meet the needs of businesses and individuals, whether for utility bill payments, school fees, or other services.
Why Use M-Pesa Paybill?
- Convenience: Enables quick and secure payments.
- Transparency: Clear and predictable transaction charges.
- Accessibility: Can be used across various industries, from utilities to retail.
Conclusion
M-Pesa Paybill continues to offer affordable and efficient cash collection solutions for businesses and customers. Understanding the updated transaction charges ensures informed financial decisions and maximizes the benefits of this indispensable service. Whether you’re paying a utility bill or collecting payments for your business, M-Pesa Paybill is the go-to platform for seamless transactions.
